Sumsub has launched a SEPBLAC-aligned Video KYC capability designed to help businesses operating in Spain meet strict regulatory requirements for recorded identity verification during customer onboarding.
The new feature enables real-time recording of the full identity verification process, including document capture and liveness checks, creating an auditable video record that can be reviewed by a human operator before final approval.
The rollout comes as European regulators increase scrutiny around remote onboarding and anti-money laundering (AML) controls, with Spain emerging as a prominent example of tighter identity verification standards.
Real-time recording aligned with SEPBLAC standards
Sumsub’s Real-time Identification Recording capability is designed to support compliance with SEPBLAC’s authorization framework for Video-Based Identity Verification. The solution captures identity documents and liveness checks within a single, uninterrupted verification flow.
The recorded session produces a secure video trail that can be stored as auditable evidence, supporting regulatory oversight requirements and internal compliance controls. According to Sumsub, the approach has undergone an independent third-party legal review to reinforce regulatory alignment.
The capability is targeted at sectors including financial services, crypto platforms, payments providers, and trading firms onboarding customers in Spain while operating under EU regulatory frameworks.
Takeaway
Human oversight embedded into digital onboarding
A core requirement of SEPBLAC-aligned verification is mandatory human review. Sumsub’s solution ensures that recorded verification sessions are reviewed by an operator before applicants are approved, embedding human oversight into an otherwise automated process.
This human-in-the-loop model aims to balance regulatory expectations with operational efficiency, particularly as onboarding volumes scale across digital-first financial services.
Andrew Novoselsky, Chief Product Officer at Sumsub, said the regulatory shift reflects a broader European trend toward auditable, verifiable onboarding frameworks that combine automation with oversight.
Takeaway
Fraud resistance and market-specific compliance
The Video KYC capability integrates live capture and liveness detection to help reduce impersonation attempts, synthetic identity fraud, and process manipulation. By consolidating document verification and liveness checks into a single recorded flow, the system aims to close gaps often exploited in fragmented onboarding journeys.
Sumsub said the solution enables market-specific compliance for businesses onboarding users in Spain while maintaining a consistent global verification framework across other jurisdictions.
As regulatory expectations continue to diverge across European markets, solutions that combine local alignment with scalable infrastructure are becoming increasingly critical for cross-border financial institutions and digital asset platforms.
